Meine ehrlichen Erfahrungen mit der P2P Plattform VIAINVEST. Auf dieser Seite findest Du eine Übersicht aller von mir auf dem Blog veröffentlichten Artikel. Viainvest Erfahrungen (): Wie schneidet die P2P Plattform ab? ✚ Testberichte & Bewertungen von Nutzern ✓ Jetzt zum Viainvest Erfahrungsbericht! Eine meiner favorisierten P2P Plattformen - Viainvest - bewirbt sich um eine Brokerlizenz. Was beudetet das? Lies es jetzt in meinen Viainvest.
Sichere und zuverlässige InvestitionenViainvest Erfahrungen (): Wie schneidet die P2P Plattform ab? ✚ Testberichte & Bewertungen von Nutzern ✓ Jetzt zum Viainvest Erfahrungsbericht! Themen, #, Aufr. Letzter Beitrag. Dieses Thema ist gesperrt, du kannst keine Beiträge editieren oder beantworten. Ankündigungen: Kurzinformation Viainvest. VIAINVEST macht die Investition in P2P-Kredite kinderleicht. Kümmere dich um deine finanzielle Zukunft, beginne mit der Investition und verdiene 12% jährlich.
Viainvest Steckbrief VIAINVEST VideoViaInvest - Investir com Eficiência e Segurança (+11%)
No secondary market. Learn More. What is Viainvest? Opening the Account Opening an account is pretty straightforward, as it's done in less than 5 minutes.
Investing in Loans The next step is to actually invest in some loans. When you click on a loan, you can also get more details about it: You can notice here that as all the loans of the platform, this one is already pre-funded.
Auto-Invest Function Of course, the goal is not to invest in loans one by one, but to use the auto-invest function in order to completely automate your investments on the platform.
This is the current settings of my auto-invest function: As you can see, there are no that many parameters to set to active the automated investing.
Here is the graph showing my accumulated gains on the platform: As you can tell from the graph, I had excellent results with Viainvest since I started investing on the platform.
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Direkt zum Inhalt. Kredite mit längerer Laufzeit können frühestens nach Tagen verkauft werden. Die P2P Plattform behält die Quellensteuer ein, daher ist es empfehlenswert eine Ansässigkeitsbescheinigung zu hinterlegen.
Diese muss vor dem ersten Investieren hochgeladen werden. Steuern werden nachträglich nicht mehr gutgeschrieben.
Beachte bitte! Du musst mindestens 18 Jahre alt sein und dein Wohnort und Bankkonto müssen sich innerhalb der EU befinden. Darlehen mit kurzer Laufzeit Kreditlinie Verbraucherkredite.
Lettland Polen Schweden Spanien Tschechien. Since its founding in , VIA SMS group has expanded operations to 7 countries and has grown into one of the leading European consumer lenders.
However, due to a change starting from June 13, , all new loans come will have an In March , they decided to increase this number to We see it as a huge plus.
But at other similar P2P lending companies, you will find a higher, but more unstable return. However, the platform is currently only open to European and Swiss investors.
Simply follow this process:. When you create your account, you must provide personal information including your passport number.
Therefore, make sure to send money from your own bank account. If the information matches, your account is activated, and you can start investing.
Then press the button below to sign up. In this particular example, the loan is of the type Credit line. The borrower is living in Latvia, Olaine and is 40 years of age.
Furthermore, they have been a customer since with 40 loans. Viainvest has a auto-investment tool like most other platforms. The auto-invest tool gives a lot of options to automate and customize your portfolio.
The auto-invest is a really simple tool, and the overview is very simple as well. You can chose the loan types and loan originators you wish.
As i described previously, there is not a lot of diversification. Therefore, it is difficult to diversify for risks. The rule of thumb is: the higher the potential return, the higher the risk.
However, it can also be good. Therefore, i would assume that Viainvest is a healthy company financially as well. Viainvest has buyback guarantee on a lot of their loans.
The buyback guarantee is a security for you as an investor, if the borrower should default their loan. If the loan is delayed by more than 30 days, the loan originator will repurchase the loan from you.
Where ever the yellow vault is present on a loan, it means that the loan is backed by the buyback guarantee. Viainvest has done some good incentives to mitigate the risk the investor is taking.
There are three incentives which Viainvest has done to remove as much risk as possible for the investor:. First, having a buyback guarantee is quite common within P2P lending platforms, however it increases the security of the investor.
The second and third, having 5 different loan originators might not seem as risk mitigation. However, these 5 loan originators are owned by the same holding.
This means, that if one losses money, everyone does. Therefore, i am confident that while there is no diversification like on Mintos.
If you are more into diversification you can read my review of Mintos. They are all placed in a different countries.
Each loan originator has a different approach to their market needs. Why there is a difference i do not know, they are the experts. Viainvest is publishing a lot of loans, likewise are they also getting funded.
The graph presented is what Viainvest has published in loans. Furthermore, it is from their very start in December in Everything on Viainvest is free.
There is no deposit, withdrawal, management or any other kinds of costs associated with using the P2P lending platform.
Viainvest are taking out taxes on your interest returns. The taxing on Viainvest is complicated, however to simply it for you i have made an effort to understand the topic.
First of, Viainvest is withholding tax you have made on the interest income. They say that due to the legislation from different countries they are obligated to do so.
Second, you can avoid some of the withholding taxes, so you will not be double taxed when you have to pay your own income taxes in your own country.
However, not all. There is no tax on Latvian, Swedish and Polish loans. In other words you will be paying taxes twice.ViaInvest’s overview ViaInvest focuses mostly on short-term, secured loans offering an uniform 12% interest rate. In addition, the platform also offers a very small number of real-estate or business loans with very specific characteristics. By selecting one of the early exit options listed below, you will automatically inform VIAINVEST about your willingness to exit the investment after the selected period of time starting from the date when the request is made. Invested principal and respective earned interest will be transferred to your investor account after chosen time period. VIAINVEST is a Peer-to-Peer marketplace. Here, private lenders can invest in loans that come from the non-banking lender VIA SMS Group and its subsidiaries. The loans offered at spacitytrifecta.com are % pre-funded by loan originators. However, the loan originator must at least keep 5% of the loan itself. What is Viainvest? Viainvest is a typical Peer-to-Peer lending platform based in Latvia, mainly focused on short-term loans and credit lines for consumers. It currently proposes loans in Spain, Latvia, Czech Republic, and Poland. The yields on the loans are up to 12%, with an average of around 11% from what I am seeing on the platform. Viainvest is a P2P lending platform for private lenders to invest in loans which comes from non-banking lenders. Currently, there are over registered investors on Viainvest. Furthermore, they offer an 11% annual return on all of their loans. Viainvest is a part of the VIA SMS Group. Installment loans usually have Skybet App one year duration, while other loans kinds last around one month. The auto-invest tool gives a lot of options to automate and customize your portfolio. But so what, it was still worthwhile!